Monetary Costs of ID Theft

EQ - What are the monetary costs of Identity Theft?

1. Activator - What Word?
1. Choose one of the six methods of identity theft
2. Describe the method to a partner until they can guess which form of identity theft you are discussing
3. Switch to the other partner and repeat
2. Pre-reading - Links posted below
   
1. What is the topic
2. What should I focus on during the reading?
3.  Each partner will choose one of the articles to read for understanding
1. Read the article
2. Take notes
3. Write a complete summary of the article
4. Tweet-Time - Reduce your summary to 140 characters or less
1. Share your Tweet with your partner
2. Answer your partner's questions by describing your Tweet with more details from the reading.
5. If time permits - Create a study guide (This must be a newly generated study guide) including ALL information from the Identity Theft Unit

Link 1 - CNN
Link 2 - Informationweek

Intro to Unit 7 - Identity Theft

EQ - How do thieves obtain information to obtain one’s personal identity?

1. FIRST THING FIRST - Scholarship Opportunity
2. Activator - Citibank Commercial
3. Discussion Question - What do you know about Identity Theft?
4. Advanced Organizer *
• PowerPoint
• TPS - Complete the Advanced Organizer 
• Post Questions to Today's Meet - Click to Enter
5. How Identity Theft Happens (6)
• Phishing - YouTube - Phishing
• Dumpster Diving
• Traditional Stealing
• Pretexting
• Hacking
• Spyware 
6. Team Skit Activity
7. Polling Place - Click to Vote
8. TOD - Muddy Points

End of Credit Unit

EQ - How can using credit affect personal finances?

1. Activator - Museum Walk
2. Unit Assessment
3. Community Reading
4. Assessment Feedback

Credit Story

EQ - How can I apply my understanding of credit to compose a creative story that informs others of how credit works?

1. Project Assignment Handout - Review the directions as a class
2. Today is all about writing the story.  Organize your thoughts and compose a creative story that describes important elements of credit that we have discussed in class.  You may (but are not limited to) include the following information:
1. Description of Credit
2. How credit works
3. Credit Reporting Agencies
4. Credit Scores
5. Bankruptcy
3. This story should be written in Google Docs
1. Your password is Capital DSD and your lunch Code (DSD12341242)

Credit Legal Protections

EQ - What laws are in place to protect consumers from inaccuracies of credit?

1. Activator - Issues In Your World
1. Actively Read (Read/Highlight/Jot Notes/Etc.)
2. TPS - Think Critically
2. Class Discussion
3. Unit Map - Credit
1. Housekeeping Items *
2. Looking Forward
4. Credit Rating & Legal Protection Packet*
5. Agenda
1. Goals
2. Credit Ratings (Review)
3. Credit Reports (Review)
4. Assessing a Person's Creditworthiness (415)
5. Credit Laws
6. Compilation of Key Elements of Lesson
6. Critical Thinking
1. What are some things you can do to maintain a good credit rating?
2. What is the purpose of a credit report?
3. How can you actively remedy a credit issue?
7. TOD
1. Review pages 422-423
2. Create a list of items that are muddy
3. If time permits, review those items prior to submitting your TOD

PollEv.com

Bankruptcy Part 2

EQ - How are the advantages and disadvantages of declaring bankruptcy differentiated?

1. Activator - Based upon yesterday's lesson, how many of you would file for bankruptcy? Why or why not?
2. Identifying the Causes of Bankruptcy
3. Advantages of Bankruptcy
4. Disadvantages of Bankruptcy
5. Knowledge Check
6. Issues In Your World (p. 461)
7. Class Discussion
8. TOD - Muddy Points

* Assessment Tomorrow*

Intro to Bankruptcy

EQ - How do bankruptcy laws affect an individual?

1. Activator - Wheel of Fortune
2. Discussion - What do you know about bankruptcy?
3. Chapter 19 Packet
4. Chapter 19 Preview
1. Read Chapter 19.1
2. Write the Section Goals
3. B-U-I-C-K
5. 20/10 Rule
6. Bankruptcy Defined
1. Involuntary v. Voluntary
2. Chapter 11
3. Chapter 7
4. Chapter 13
7. TOD - Check Your Understanding (456)

TODAY'S MEET LINK

Credit Song

EQ - How do I explain the foundational elements of credit?

1. Activator - Band Auditions



2. Create a Credit Score Song in Google Docs
1. Choose a partner
2. Choose a song & write alternative lyrics
1. Include the following:
1. What is credit?
2. What is a good credit score?
3. Why is developing positive credit a good thing?
4. How can good credit be developed?
5. Names of the 3 Major U.S. Credit Bureaus
6. Fair Credit Reporting Act
7. Additional Information?
3. Performances
4. Muddy Point Review