Credit Songs

EQ - How are credit reports created?

1. Activator: Team White Board Competition
2. Quiz - 5 C's of Credit
3. Intro Credit Report PowerPoint
4. Create a Credit Score Song
1. Include the following:
1. What is a good credit score?
2. Why is developing positive credit a good thing?
3. How can good credit be developed?
4. Names of the 3 Major U.S. Credit Bureaus
5. Fair Credit Reporting Act
6. Additional Information?
5. Individual Concept Review

YouTube Songs - F-R-E-E That Spells Free 

Check Your Credit Score

EQ - How does your credit score impact you and your personal finances?

1. Activator: Confessions of a Shopaholic
2. The illusion of how credit cards work
3. Credit Card Stats
4. Activator - Check Your Credit Score
5. Boo Wikipedia - But it just might work here
1. Read the Introduction
2. Read the United States Section
6. Google Docs
1. Summary
2. Analysis
7. Class Discussion

Maxed Out

 EQ - How can credit impact personal finance?

1. Activator: 
1. Black Friday Survey 2011
2. Black Friday Survey 2012
2. Credit Simulation
3. Discussion - What do you know about credit?
4. Documentary - Maxed Out
1. Defining your purpose
2. Method of delivery
3. Watch
5. KWL

Introduction to Credit

 EQ - How does credit impact personal finance?

1. Activator: Credit Scavenger Hunt
2. Credit Simulation
3. KWL - What do you know about credit? 
4. Home Discussion
1. Part 1
2. Part 2
5. Debriefing
6. PPT - A Deeper View of Credit
1.  Credit
2. How Credit Works
3. Forms of Credit
4. Interest
5. Minimum Payments
6. Advantages and Disadvantages of Credit
7. Table Teams - Compile a list of topics learned today and summarize the key learning

Finalize Checking and Savings Unit

1. Finalize Interest Calculations
2. Unit Map Review
3. Study Guide Creation

 Unit Exam Next Class Meeting

Interest Calculations

EQ - How do we calculate our earning from interest?

1. Quiz Collection
2. Unit Map Review
3. McDonald's Matt Story
1. Overdraft
2. Insufficient funds
3. Overdraft protection
4. Interest Calculations
1. Simple
2. Compound
5. Try It
1. Discussion Question - Why are the results different?
2. How would you determine your rate of return?
6. Practice Problems
7. TOD - Muddy Points

Manage Your Checking Account

EQ - How do I effectively manage a checking account?

1. Activator - Splashdown at least 5 key elements regarding managing a checking account (TPS)
2. Review of Key Concepts *Packets
3. Simulation Assessment - Part 1 of the simulation
1. Introduction
2. Individual practice
3. Muddy Points
4. Bank Reconciliation
1. Introduction
2. Guided Practice
3. Try It 
5. Deposit Slip Quiz
6. Bank Reconciliation Project

Vacation of a Lifetime

Good Afternoon, Personal Finance Class.  Get ready to plan a well-deserved vacation!

It is time to make those vacation dreams come true - at least the planning stages.  Over the next several days, you will be researching and recording information about what it takes to get from here to your chosen destination and back.

You have a budget of $1,000 if you choose to go alone.  If you choose to go with a classmate, your combined budget is $2,000.

This amount must pay for transportation (both ways), sightseeing, souvenir shopping, lodging, meals, and other expenses you may incur during your trip.

It is your job to plan a great vacation within your budget.  Don't "skimp" if you really wouldn't make those choices.  Be realistic.

Unfortunately, you may not choose a vacation package that includes everything all together.  You must research each category listed on the handout provided to you.

When you have completed your research, make all of your decisions AND record the transactions in your check register.  Then, prepare a presentation about your vacation according to the packet guidelines.

Remember....Dream BIG.  This is a Vacation of a Lifetime!

Introduction to Savings Tools

EQ - What are the steps to responsibly manage a checking account?

1. Activator - Team Muddy Point Review
1. Refresher - Rules of Collaborative Work 
2. Complete the following
1. What is a depository institution?
2. What are the differences between the 2 types of depository institutions?
3. How do these institutions work?
4. Describe the relationship between liquidity and interest.
5. List and describe 5 basic banking services.
3. Debriefing
2. Introduction to Checking Accounts
3. Making a Deposit
1. Elements
2. Guided Practice
3. Try It
4. Importance of Accurate Record Keeping
5. Writing Checks
1. Elements
2. Guided Practice
3. Try It
6. Simulation Assessment - Part 1 of the simulation
1. Introduction
2. Individual practice
3. Muddy Points
7. Bank Reconciliation
1. Introduction
2. Guided Practice
3. Try It
8. TPS - Formulate a step-by-step process 
9. Simulation Assessment - Part 2 of the simulation
10. Muddy Point Review

List of Depository Institutions