Credit Games

Credit Football

Credit Soccer
Celebrity Calamity
Piggy Bank Adventure

Credit Exam Prep

EQ - How are credit reports created?

1. Activator: Team White Board Competition
2. Create a Credit Score Song
1. Include the following:
1. What is a good credit score?
2. Why is developing positive credit a good thing?
3. How can good credit be developed?
4. Names of the 3 Major U.S. Credit Bureaus
5. Fair Credit Reporting Act
6. Additional Information?

YouTube Songs - F-R-E-E That Spells Free 

Managing Credit

EQ - How can poor credit management impact your personal financial situation?

Lesson PowerPoint

1. Activator - Document Detective
1. Find the solutions to the 5 review key concept questions
2. Share your responses with a partner
3. Class Review
2. Discussion Question - Is this person using credit wisely?  How do you know?
3. TPS - Brainstorm 3-5 signals that show a person is getting into financial trouble with credit.
4. Discussion Question - What can a person do to improve a troubling financial situation?
5. Intro - Credit Counseling
1. What is credit counseling?
2. How does credit counseling work (Key activities)?
3. Where can you find assistance?
4. Muddy Points
6. TPS: Bankruptcy - 2 Forms
1. Foldable
1. Type of bankruptcy (Defined/What?)
2. How does it work?
3. Benefits?
4. Drawbacks?
7. Knowledge Check
1. Identify 7 warning signs that a person is in financial trouble.
2. Explain the 2 main activities of the CCCS?
3. Describe two options when declaring bankruptcy.
4. Why might it be easier for someone to obtain credit if they have filed Chapter 13 bankruptcy instead of Chapter 7 bankruptcy?  Support your answer with specific details from the entire Credit Unit.
5. Managing Debt - Credit decision making
8. Debriefing
9. Muddy Points

Credit Reports

EQ - How can an understanding of a credit report help you improve your credit score?

1. Video (PowToons Check)
2. AP - Collaborative Pairs Review – Summarize how credit scores are determined
3. Activator: What is the greatest advantage of using credit?  Justify your answer.
4. Intro Credit Report PowerPoint
1. Credit Report Detectives, Inc - Client Isabella
2. Credit Review
3. Parties involved in Credit Reporting
4. 4 Categories of a Credit Report
5. Impact of a Credit Score
6. Determining a Credit Score
7. Positive vs. Negative Credit Score Decisions
5. Summarizer - What you do makes a difference
6. AP - Positive Practices
7. AP - Negative Practices
8. AP – Summary
9. Debriefing

TOD - Muddy Points

Credit Score

EQ - How does your credit score impact you and your personal finances?

1. Activator: Confessions of a Shopaholic
1. The illusion of how credit cards work
2. Quiz - Advantages and Disadvantages of using credit
3. Check Your Credit Score - Credit Score Information
1. Take notes as you follow the tutorial
2. Prepare to create a Powtoons
4. Project Assessment - Develop a Powtoons video to explain the following:
1. What is credit?
2. How does credit work?
3. What are the advantages of using credit?
4. What are the disadvantages of using credit?
5. How do you use credit wisely?
6. What is a credit score?
7. How is a credit score determined?
8. What are the typical credit score ranges?  Describe each.
9. What are the benefits of having a good credit score?
10. What are the concerns when you have a low credit score?

Intro to Credit

 EQ - How does credit impact personal finance?

1. Activator: 
1. Black Friday Survey 2014
2. Credit Simulation
3. Discussion - What do you know about credit?
4. Partnership Training - Use the following PowerPoint to create a poster to explain the following items - PPT - A Deeper View of Credit
1. Define Credit
2. How Credit Works
3. Forms of Credit
4. Interest
5. Minimum Payments
6. Advantages and Disadvantages of Credit
5. Museum Walk
6. Muddy Points