Intro to Credit

EQ - How does credit impact personal finance?

1. Activator: Anticipatory Guide
2. The Business of Credit
3. Credit Simulation
4. Partnership Training - PPT - Credit Basics
1. Define Credit
2. Sources of Credit
3. Advantages and Disadvantages of Credit
4. How Credit Works
5. Types of Credit
6. Alternative Credit
7. Shopping For Credit
5. Credit Activity 1
6. Credit Activity 2

EQ - How can understanding how a good credit score is determined impact your life in the future?

1. Activator: What is the greatest advantage of using credit?  Justify your answer.
2. Intro Credit Report PowerPoint
1. Credit Report Detectives, Inc - Client Isabella
2. Credit Review
3. Parties involved in Credit Reporting
4. 4 Categories of a Credit Report
5. Impact of a Credit Score
6. Determining a Credit Score
7. Positive vs. Negative Credit Score Decisions
3. Summarizer - What you do makes a difference
4. AP - Positive Practices
5. AP - Negative Practices
6. AP – Summary
7. Debriefing

TOD - Muddy Points

Managing Checking Accounts

EQ - What are the steps to responsibly manage a checking account?

1. Introduction to Checking Accounts
2. Making a Deposit
1. Elements
2. Guided Practice
3. Try It
3. Importance of Accurate Record Keeping
4. Writing Checks
1. Elements
2. Guided Practice
3. Try It
5. Simulation Assessment - Part 1 of the simulation
1. Introduction
2. Individual practice
3. Muddy Points
6. Bank Reconciliation
1. Introduction
2. Guided Practice
3. Try It
7. TPS - Formulate a step-by-step process 
8. Simulation Assessment - Part 2 of the simulation
9. Muddy Point Review
10. Activator - Splashdown the two formulas for calculating interest
11. Homework Review
12. Practice Problem
13. Quiz