Payroll and Taxes Part 1

EQ 1 - How are gross pay and net pay different?
EQ 2 - How does the government spend our tax dollars?

1. Activator - Preview Survey
2. Identifying Key Vocabulary
1. Gross Pay, Net Pay, Wages, Taxes, Deductions
3. Previewing a Paystub - Click Here
4. How are these taxes used? - Where Did My Tax Dollars Go 
5. Partnership Activity
1. Choose one category where tax dollars are allocated
2. Create a poster to illustrate the components of your category
3. Share with the class
6. Assignment
1. Answer the EQs
2. Describe your opinion on how our federal income are dispersed.
1. Do you think the allocation is appropriate? Why or why not?
2. If you could change anything regarding how tax dollars are spent, what would you change?  Explain.

Welcome to Personal Finance

EQ - What can I expect to gain from taking Personal Finance?

1. Activator:  Personal Finance BINGO
2. Class Discussion related to terminology
3. TPS - Post-It Note Collage - Write 3 ways money affects you and the world 
4. Discussion - Financial analysis of a day: How has money affected you today?
5. Class Discussion – Impact of education on income *Handout at end of discussion to reinforce concept
6. Introductions: Syllabus, Room Procedures, Grad. Project
7. Back of Index Card - 3 goals you have for this class
8. TOD: 3-2-1
• 3 topics you want to learn in this class
• 2 items you learned today
• 1 thing you already know from the BINGO card

Final Exam

Please clear your desk area and prepare for your final.  Additional instructions will follow.

Good Luck!

Introduction to Insurance

EQ - How can we expand our understanding of insurance?

Activator - Black Jack

Discussion - What would you do if you saw the dealer had an Ace showing?

What is insurance?

Why do we need insurance?

How does insurance work?

How did cavemen protect themselves?

Discussion - What types of items should you insure?

Knowledge Check - Answer the EQ

EQ - What types of risk can lead to the need for home or motor vehicle insurance?

1. Activator - Document Detective
2. Partnership Discovery
1. Insurance Defined
2. Types of Risks
3. Methods of Risk Management
4. Strategies for Risk Management
5. Planning an Insurance Program
6. Defining Liability
3. Section Assessment

The 3 D's

EQ - What are the 3 D's for identity theft?

1. Activator - Scholarship Opportunity
2. Intro to the 3 D's
3. Partnership Review
4. Quiz - Click Here
5. Unit Project Directions - See Below

Get ready to use your creative wizardry to create a commercial!

You will be working as a team to create a commercial or public service announcement to inform the general public about identity theft.

From groups to create the following TV spots:

1. The What and Why of Identity Theft
2. Costs of Identity Theft
3. 3 of the 6 methods used to steal identity
4. The other 3 methods
5. The 3-D's to Help

Each TV spot must be 2-5 minutes long and include a detailed description of the content and serve as a review tool.

All groups will present before the end of the class period tomorrow.

Good luck!!!

Identity Theft Continued

EQ - What are the monetary costs of Identity Theft?

1. Activator - What Word?
1. Choose one of the six methods of identity theft
2. Describe the method to a partner until they can guess which form of identity theft you are discussing
3. Switch to the other partner and repeat
2. Pre-reading - Links posted below
   
1. What is the topic
2. What should I focus on during the reading?
3.  Each partner will choose one of the articles to read for understanding
1. Read the article
2. Take notes
3. Write a complete summary of the article
4. Tweet-Time - Reduce your summary to 140 characters or less
1. Share your Tweet with your partner
2. Answer your partner's questions by describing your Tweet with more details from the reading.
5. Create a study guide (This must be a newly generated study guide) including ALL information from the Identity Theft Unit

Link 1 - CNN
Link 2 - Informationweek

Intro to Unit 7

EQ - How do thieves obtain information to obtain one’s personal identity?

1. FIRST THING FIRST - Graduation Project Deadline
2. Activator - Citibank Commercial
3. KWL - What do you know about Identity Theft?
4. Advanced Organizer *
• PowerPoint
• TPS - Complete the Advanced Organizer 
• Post Questions to Today's Meet - Click to Enter
5. How Identity Theft Happens (6)
• Phishing - YouTube - Phishing
• Dumpster Diving
• Traditional Stealing
• Pretexting
• Hacking
• Spyware 
6. Team Skit Activity
7. Polling Place - Click to Vote
8. TOD - Muddy Points