Where do your tax dollars go?

EQ - Where do our federal tax dollars go?

1.  Preview Survey
2. Activator - Where Did My Tax Dollars Go 
3. Partnership Activity
1. Choose one category where tax dollars are allocated
2. Create a poster to illustrate the components of your category
3. Share with the class
4. Assignment
1. Answer the EQ
2. Describe your opinion on how our federal income are dispersed.
1. Do you think the allocation is appropriate? Why or why not?
2. If you could change anything regarding how tax dollars are spent, what would you change?  Explain.

What do you mean I can't keep all of my money?

EQ - What is the difference between gross pay and net pay?

1. Activator - Money, Money, Money, Money
2. Open Ended Response
1. Preview the question
2. Read the article
3. Class discussion
4. Identifying Key Vocabulary
1. Gross Pay, Net Pay, Wages, Taxes, Deductions
5. Previewing a Paystub - Click Here
6. How are these taxes used?
7. TOD - Knowing the effect of deductions from your paycheck, how might this impact you when you begin financial planning using SMART Goals?

Opportunity Cost

EQ - How does opportunity cost affect our decisions?

1. Activator: Gas Prices
2. Calculate the Savings
3. Discussion: What can we do with that extra money?
4. Introduction to Opportunity Cost
1. Examine your choices
2. Weighing the benefits
3. Making Your decision
4. Identifying the opportunity cost
5. Discussion Question: What are the benefits and opportunity cost of spending your income today?
6. Discussion Question: What are the benefits and opportunity cost of saving some of your income?
7. Analysis - College v. Entering the workforce
8. Application: Complete "A Tale of Two Savers"
9. TOD/Homework - 
1. How does opportunity cost impact SMART Goals? 
2. Analyze 1 of your SMART Goals and identify the opportunity cost/costs of achieving your goal.

 UNIT 2 EXAM TOMORROW (REMEMBER YOUR LIFE MAP)

http://prezi.com/hpdu6-mt8zz9/present/?auth_key=ut4m4y9&follow=gonu2j8ah8ii

FCCLA Decision Making

EQ - How can we develop a logical argument to explain a decision?

1. Activator - Class Collage
1. What problems do people your age face?
2. Class discussion.
2. The Buck Stops Here
1. 10 minutes
2. Discussion Questions
3. Decide by Chance
4. Introduction to FCCLA's Method
   

   

   Click HERE to view our Prezi

5. As a class - Solving a problem
6. Collaborative Pair Activity
1. Choose a problem
2. Identify the 6 steps of DECIDE
3. 4 share
7.  TPS - Making Decisions
8. TOD - Answer the EQ

 LIFE MAP DUE WEDNESDAY

Analyzing SMART Goals

EQ - What are my SMART financial goals?

1. Activator:  A look back to your opening day note card
2. DDAP 
1. Actively READ the article
1. Jot key words, ideas, and interesting points
2. Ask questions
2. Reflect to Comprehend
1. Summarize
1. Tell what happened
2. in order
3. in your own words
4. without opinion
3. Voice your opinion
1. What do you think about the information presented?
2. How has your perspective changed? Explain.
3.  Analyze your first day financial goals
4. Rework those goals to make them SMART goals
5.  Sharing our SMART goals
6. TOD - Explain your opinion on using the SMART goal setting strategy when creating your personal financial goals

Reviewing SMART Goals

EQ - How are SMART Goals important to my financial well being?

1. Activator - Team Quiz
2. What's Missing?
3. Let's look at your Financial SMART Goals *Homework*
4. Team Review & Assessment
5. Homecoming Survey
1. Are you going?
2. Are you paying for anything?
3. How much will you need?
4. How will you save that amount of money?
6. SMART Goals PPT
7. SMART Educational Goals
1. Complete p. 17-18
2. Double Check
8. TOD - List and define the elements of SMART Goals

**Homework - Packet p. 19-20)

SMART Goals

EQ - How are SMART goals applied to financial decisions?

1. Activator: Rolling the dice of life
2. "Goal Out" - My Future Letter
3. Introduction to Goal Setting (with PPT)  (The PDF Version)
• Financial v. Educational Goals
• Short-term and Long-term goals
• SMART Goals
4. Identify the missing elements
5. Knowledge Check
6. Team Practice

*If you finish early, please work on your Life Map*

Résumé Writing

EQ - How do I create an effective résumé?

1. Discussion on Reading Assignment
1. Need v.s Merit
2. Activator - What did you do this weekend?
1. Describe it
2. Notice the descriptive words used
3. Improve your story.
3. Introduction to Résumés – PowerPoint
• Take Notes
4. Class Discussion
5. Create or update a personal résumé and upload it to Career Cruising
• Use the Grad Project Tab for assistance

Applying for Financial Aid

EQ - How do I apply for a scholarship?

1. Activator - Class Collage
2. Career Cruising Financial Aid Section
1. Access your portfolio
2. Click Find A School
3. Click Financial Aid (Link @ bottom of page)
3. Find and apply for a scholarship
4. TOD - Muddy Points

Zinch.com - Sign Up Required

Applying for Free Money

EQ - How do I apply for scholarships and grants?

1. Activator - Hot Seat
2. Collaborative Work - Google Docs
3. Debreifing
4. Applying for Free Money

Complete a Google search and find scholarships for high school juniors like this one.  There are so many scholarships available for you.  Additionally you may search the DHS page for scholarships available to DHS students.

By the end of the period today you will complete at least one scholarship application.

Look for scholarships like these online. Unfortunately, the deadline just passed but this site offers various scholarship opportunities throughout the year.

Short and Tweet Scholarship

 

Short and Tweet

Making College Affordable

EQ - How can students afford college?

1. Homework Check
2. Activator: Income Dilemma
3. You're Going to College....Now What?
4. Jigsaw - Methods to pay for college
• Grants
• Loans
• Scholarships
5. Discussion - Calculating your need
6. FAFSA - Brief overview
   
7. TOD - In your opinion, what is the best means to help afford college?  Justify your response by using what you have learned in class.

So Far So Good

The last two class periods have been...well...AWESOME!!!  The hope is you are learning a lot from your classmates as each presents his/her career research to you.  Your responses on the Ticket Out the Door assignments are fantastic too.  Keep up the good work as we finish our presentations early next week.

As a reminder, please send me the link to your digital presentation as soon as possible.  Your use of technology has been amazing and I'd love to share it on your behalf.

Simply submit a comment to this post that includes your name, the title of your career, and a direct link to your presentation's visual aid.  For example:
 

Thanks in advance and have a great weekend!

Career Research

EQ - After researching your career, how do you know whether or not it is a valid option for you? 

1. Activator -  Splashdown: Factors of Career Selection
2. Career Cruising Refresh
3. Research Time
4. Alternatives to PowerPoint

* If you finish early, please remember to work on your life map *