Lowering the Cost of Higher Education

EQ - How can students afford higher education?

1. Activator - Explain the idea of cash flows to your partner
2. View the following PowerPoint compiled by the PICPA
1. You're Going to College....Now What? 
2. What surprises you about the content provided?
3. Are you concerned about the costs of higher education? Why or why not?
3. Making higher education affordable - Methods to pay for college
• Grants
• Loans
• Scholarships
4. Discussion - Calculating your need
5. FAFSA - Brief overview
   
6. TOD - In your opinion, what is the best means to help afford college?  Justify your response by using what you have learned in class.

  **PLEASE NOTE** If the links are inaccessible due to content filter issues, please give your best Sherlock Holmes impression and search Google for key terms and information.

FInal Presentation Preparations

EQ - After researching your career, how do you know whether or not it is a valid option for you?

1. Activator - Quote Analysis
   • "Without continual growth and progress, such words as improvement, achievement, and success have no meaning." ~ Benjamin Franklin
2. Rubric Prep
3. Peer Share
• Partner 1 Present
• Partner 2 Feedback
• Partner 2 Presents
• Partner 1 Feedback
4.  Class Reflection
1. What went well?
2. What could be improved?
5. Revision Work Time
6. Re-Present
• Partner 2 - Present
• Partner 1 - Feedback
• Partner 1 - Present
• Partner 2 - Feedback
7. TOD: 3-2-1
• 3 - Reasons why you will succeed when presenting
• 2 - Changes you made that made your visual aid better
• 1 - Reason how this process has helped you

Presentation Development

EQ -After researching your career, how do you know whether or not it is a valid option for you?

1. Activator
2. Discussion of Key Ideas
3. Check your current presentation status
4. Revisit Rubric & Action Steps
5. Presentation work time

Presentation Development

EQ - After researching your career, how do you know whether or not it is a valid option for you?

1. Activator - Super Bowl Ad
2. Peer Share - Briefly summarize your career research to you partner (90 seconds each)
• Advanced Organizer Review
• Jot down "talking points" on scratch paper
• Partner 1 - Go
• Partner 2 - Feedback
• Partner 2 - Go
• Partner 1 - Feedback
3. Planning the presentation
• Rubric Review
• Q & A
• Storyboard/Outline
4. Introduction to PowerPoint alternatives ("Class Links" Page)
5. Project work time
6. TOD - Where did I stop working today?  Where will I begin tomorrow?

Quiz and Career Research

EQ - After researching your career, how do you know whether or not it is a valid option for you?

1. Activator - Peer Hot Seat
2. Quiz
3. Laptop Log In
4. Review Advanced Organizer
5. Career Cruising
1. Finalize Assessments
2. Choose 2 careers of interest and Save each to your portfolio
3. Briefly peruse each of these 2 options
4. From these 2 options, choose a career to research
6. Complete the Advanced Organizer for your career selection
7. TOD - 3-2-1
• 3 - List 3 interesting points about your career selection.
• 2 - List the 2 careers that you saved to your portfolio
• 1 - Write 1 goal that will require you to learn more about this career.

Validating Career Choices

EQ - After researching your career, how do you know whether or not it is a valid option for you?

1. Activator - Splashdown: Factors of Career Selection
2. Collaborative Pairs - Decision Matrix Assignment
3. Heads Up - TOMORROW Knowledge Check – Factors of Career Selection & Decision Matrix
4. Introduction to Career Research Project
1. Graduation Project Breakdown
2. *Handout* - Project Advanced Organzier
5. Q & A Session
6. Teacher Demo
1. Login to www.careercruising.com
2. Click the "Assessments" Tab at the top of the page
3. Complete Matchmaker (3 sets of questions)
4. Complete Skills Assessment
7. Select a career from the personalized list and begin your research
8. Presentation Preparation

**Life Map (Long-term assignment)**

Factors of Career Selection & The Decision Matrix

 EQ - What factors should be considered when choosing a career?

1. Activator -  The Starting Line (Soul Pancake)
2. Review Monetary Goals (previous class)
• How many of you have included monetary goals in your “Starting Line” writing?
• Discussion Question - What makes these goals important to you?
3. Collaborative Pairs
• Brainstorm 4 ways to generate money
• Which way is the most common
• What is the difference between a job and a career?
4. Splashdown – Make a list of important factors when considering a career path? 
5. Class discussion – Factors of consideration when choosing a career
• *Handout – Factors to Consider in Career Selection
6. Rank ‘Em
7. Collaborative Pairs – Create a pneumonic device
8. Summarizer - Muddy Points Grab Bag 
9. Intro to Decision Making Matrix *Handout to homework*

 **Homework - Create an outline for a decision matrix using the factors to consider in career selection AND your personal rankings for each. **

Welcome to Personal Finance

EQ - How does the correlation between education and earnings impact your career choice?

1. Activator:  Personal Finance BINGO
2. Class Discussion related to terminology
3. TPS - Post-It Note Collage - Write 3 ways money affects you and the world 
4. Discussion - Financial analysis of a day: How has money affected you today?
5. Class Discussion – Impact of education on income *Handout at end of discussion to reinforce concept
6. Introductions: Syllabus, Room Procedures, Grad. Project
7. Back of Index Card - 3 goals you have for this class
8. TOD: 3-2-1
• 3 topics you want to learn in this class
• 2 items you learned today
• 1 thing you already know from the BINGO card

ARE YOU READY???

YET?

The Financial Crisis

EQ - How does risk tolerance impact portfolio management?

1. Activator - Hot Seat Questionnaire
2. Speculative Investment Knowledge Check
3. The Crisis of Credit
4.  So What's Right For You?
5. Developing a portfolio
1. Compose a narrative on what your investment portfolio might look like
2. Share your narrative with a partner
3. How might your portfolio be different than that of your parents? Explain.
6. Class Discussion

Types of Investments

EQ - How does an understanding of investments enhance a person's financial literacy?

1. Activator - The dreaded "I word"
2. Okay, okay!!! But what's the point?
3. Savings vs. Investments
4. Discussion - What are investments?
5. Foldable - Investopedia
6. Discussion
7. TOD - Today I learned that _________ is ________.  I also learned ______ which ______.  The most important thing I learned today is ______ which means ______.

Investments Day 1

EQ - How are investments evaluated?

1. Q & A
2.  Identity Theft Quiz
3. Activator - Chalk Talk: What do you think of when you hear the word investment?
4. Defining Investments - Video 
5. Guided Reading - Click Here
1. Post questions in the margins (vocabulary terms, key ideas, etc.)
2. Class discussion
6. It is that easy? TPS - What Would You Do ?
1. Which option did you choose?
2. For what reasons did you make this choice?
3. What made you decide not to choose the alternative?
7. Defining Risk & Discussing its impact on investments
8. TOD - List 3 risky investments; List 3 low risk investments

Welcome Back!

Get ready to use your creative wizardry to create a commercial!

You will be working as a team to create a commercial or public service announcement to inform the general public about identity theft.

There will be 5 groups to create the following TV spots:

1. The What and Why of Identity Theft
2. Costs of Identity Theft
3. 3 of the 6 methods used to steal identity
4. The other 3 methods
5. The 3-D's to Help

Each TV spot must be 2-5 minutes long and include a detailed description of the content and serve as a review tool.

All groups will present before the end of the class period.

Good luck!!!