Calculating Your Pay

EQ - How does the Federal Government spend our tax dollars?

1. Activator: An aggregate view of federal income tax dollars
2. Assignment Review
1. Answer the EQ
2. Describe your opinion on how our federal income are dispersed.
1. Do you think the allocation is appropriate? Why or why not?
2. If you could change anything regarding how tax dollars are spent, what would you change?  Explain.
3.  Class discussion

EQ - What considerations factor into the calculation of a paycheck?

1. Activator - KWL Paycheck Withholdings
2. Paycheck Terminology
1. Hourly vs. Salary
2. Defining Pay Periods
3. Social Security
4. Medicare
5. FICA
3. Getting Paid Math *TPS
4. KWL Update
5. TOD - Half sheet summary
1. Formulate an answer to the EQ

Payroll and Taxes Part 1

EQ 1 - How are gross pay and net pay different?
EQ 2 - How does the government spend our tax dollars?

1. Activator - Preview Survey
2. Identifying Key Vocabulary
1. Gross Pay, Net Pay, Wages, Taxes, Deductions
3. Previewing a Paystub - Click Here
4. How are these taxes used? - Where Did My Tax Dollars Go 
5. Partnership Activity
1. Choose one category where tax dollars are allocated
2. Create a poster to illustrate the components of your category
3. Share with the class
6. Assignment
1. Answer the EQs
2. Describe your opinion on how our federal income are dispersed.
1. Do you think the allocation is appropriate? Why or why not?
2. If you could change anything regarding how tax dollars are spent, what would you change?  Explain.

Unit 2 Exam

Your Unit 2 Exam will begin soon

 Please take out your Life Map assignment and prepare for your test.

When you have finished

1. Submit your test to the PF folder 
2. Access your laptop.
3. Log in and visit the class website
4. Actively Read - "Open Ended Response"
5. EQ - What is the difference between gross pay and net pay?

1. Activator - Money, Money, Money, Money
2. Open Ended Response
1. Preview the question
2. Read the article
3. Class discussion
4. Identifying Key Vocabulary
1. Gross Pay, Net Pay, Wages, Taxes, Deductions
5. Previewing a Paystub - Click Here
6. How are these taxes used?
7. TOD - Knowing the effect of deductions from your paycheck, how might this impact you when you begin financial planning using SMART Goals?

Analyzing SMART Goals

EQ - How are SMART Goals important to my financial well being?

1. Activator - Collaborative Pairs Review the elements of SMART goals
2. Evaluating SMART Goals
1. Write a SMART Goal on the board
2. Museum Walk Analysis
3. Update and Improve
3. Individual SMART Goal Creation
1. Write a SMART Goal
2. Self-Analysis
3. Peer Analysis
4. TOD - Answer the EQ 
5. Study Help - SMART Goals PPT
1. Complete the following in groups of 2 students
2. Jot Notes as you complete the Slide Show
3. Post your questions and/or comments to Today's Meet

TEST TOMORROW
LIFE MAP DUE FRIDAY
SCHOLARSHIP SUMMARY DUE TOMORROW

SMART Goals

Directions for uploading files to careercrusing.com

EQ - How are SMART goals applied to financial decisions?

1. Activator: Rolling the dice of life
2. "Goal Out" - My Future Letter
3. Introduction to Goal Setting (with PPT)  (The PDF Version)
• Financial v. Educational Goals
• Short-term and Long-term goals
• SMART Goals
4. Identify the missing elements
5. Knowledge Check
6. Team Practice

*Reminder - Life Map assignment*

Financial Aid

EQ - How can I make higher education affordable?

1. Activator - Are you concerned about the costs of higher education? Why or why not?
2. TPS - Making higher education affordable - Methods to pay for college
1. Grants/Scholarships
2. Loans
3. Discussion - Calculating your need
4. FAFSA - Brief overview
5. AP - In your opinion, what is the best means to help afford college?  Justify your response by using what you have learned in class.
6. Muddy Points – From today’s jigsaw:
1. Side 1 – What makes sense? 
2. Side 2 – What doesn’t make sense?
7. Graduation Project Assignment
1. Complete the Financial Aid section on Career Cruising
2. Write a 1 page summary about a form of financial aid for which you are eligible.
3. Begin the application process

Financial Aid

EQ - How can financial aid impact my future personal finances?

1. List - 10 Things You Need to Know About Paying for College
2. Inquire - What questions do you have about financial aid?
3. Note - Distribution of Article
1. Frame It (Title, Section heading)
2. Anticipate the purpose
3. Actively Read
1. Highlight unknown words
2. Write questions/thoughts in the margin
3. Briefly summarize each section after reading
4. Know - CERA
5. Career Cruising Financial Aid Section
1. Access your portfolio
2. Click Find A School
3. Click Financial Aid (Link @ bottom of page)
6. Find and apply for a scholarship
7. TOD - Muddy Points

HOMEWORK - Find a link to an online scholarship and post it as a comment to this post.

Résumé Review

EQ - How do I create an effective résumé?

1. AP - Activator – Evaluate this résumé – what looks good/what doesn’t?  Make recommendations.  Justify your recommendations.
2. AP - Personal Resume review (What stands out about your resume? What looks visually pleasing?  Not so pleasing? Etc.)
3. Update and Improve your personal resume
4. Peer Review
5. AP - Final Touches
6. Upload it to Career Cruising (Demo for students)
7. TOD – Describe 3 ways in which you can improve the content of your resume during your Junior and Senior years.

Click Here for More Résumé Tips

Résumé Writing

EQ - How do I create an effective résumé?

1. Activator - LINK
   
1. List - Create a list of what you KNOW about Résumés 
2. Inquire - Create a list of items you are curious to learn
3. Note - Actively read the article and search for answers to your inquiries
4. Know - Create a list of items that you have learned regarding résumés.
2. Introduction to Résumés – PowerPoint
• Take Notes
3. Class Discussion
4. Create or update a personal résumé and upload it to Career Cruising

Career Research

EQ - After researching your career, how do you know whether or not it is a valid option for you?

1. Activator – TPS Splashdown: Factors of Career Selection
2. Introduction to Career Research Project
1. Graduation Project Breakdown
2. *Handout* - Project Advanced Organzier
3. Q & A Session
4. Teacher Demo

1. Login to www.careercruising.com
2. Click the "Assessments" Tab at the top of the page
3. Complete Matchmaker (3 sets of questions)
4. Complete Skills Assessment
4. Select a career from the personalized list and begin your research
5. Presentation Preparation