Investments Day 1

EQ - How are investments evaluated?

1. Activator - Chalk Talk: What do you think of when you hear the word investment?
2. Defining Investments - Video 
3. It is that easy? TPS - What Would You Do ?
1. Which option did you choose?
2. For what reasons did you make this choice?
3. What made you decide not to choose the alternative?
4. Defining Risk & Discussing its impact on investments
5. TOD - List 3 risky investments; List 3 low risk investments

Intro to Insurance

We will begin the class with your Public Service Announcement Videos.

Should time permit, we will begin the following:

EQ - How does having an insurance policy create financial security?

1. Activator - Mayhem
2. Distribution of Unit Map & Advanced Organizer
3. Walk Through -Insurance PowerPoint
1. Insurance Defined
2. How Insurance Works
3. Types of Insurance
4. Assessment
4. TOD - Finalize KWL & Muddy Points

Identity Theft Continued

EQ - What are the 3 D's for identity theft?

1. Activator - Identity Theft Commercials
2. Intro to the 3 D's - CLICK HERE
3. Collaborative Project (Partners)
1. What are the financial costs of identity theft?
2. What are the non-financial costs of identity theft?
4. Debriefing
5. Muddy Points
6. Quiz - Click Here
7. Unit Project Directions - See Below

Get ready to use your creative wizardry to create a commercial!

You will be working as a team to create a commercial or public service announcement to inform the general public about identity theft.

From groups to create a TV commercial that includes the following information regarding Identity Theft:

1. The What and Why of Identity Theft
2. Costs of Identity Theft
3. 1 of the 7 methods used to steal identity
4. The 3-D's
5. Specific examples of how to protect yourself from being victimized

Each TV commercial must be 2-5 minutes long and include a detailed description of the content and serve as a review tool.

All groups will present before the end of the class period Thursday.

Good luck!!!

Intro to Unit 7

EQ - How do thieves obtain information to obtain one’s personal identity?

1. FIRST THING FIRST - Scholarship Opportunity
2. Activator - Citibank Commercial
3. Discussion Question - What do you know about our unit topic?
4. Advanced Organizer *
• PowerPoint
• TPS - Complete the Advanced Organizer 
• Post Questions to Today's Meet - Click to Enter
5. How Identity Theft Happens (6)
• Phishing - YouTube - Phishing
• Dumpster Diving
• Traditional Stealing
• Pretexting
• Hacking
• Spyware 
6. Team Skit Activity
7. TOD - Muddy Points

Credit Story

EQ - How can I apply my understanding of credit to compose a creative story that informs others of how credit works?

1. Credit Story Project - Review the directions as a class
1. Choose at least 15 vocabulary terms learned throughout the Credit Unit
2. Compose a story that indicates an understanding of each term’s meaning
1. The story should be written as a conversation
2. The story must be a minimum of 9 frames in length
3. Design rough draft illustrations for your story
4. Create the final draft of your entire credit story.
2. REMEMBER - Organize your thoughts and compose a creative story that describes important elements of credit that we have discussed in class.  You may (but are not limited to) include the following information:
1. Description of Credit
2. How credit works
3. Credit Reporting Agencies
4. Credit Scores
5. Bankruptcy
3. This story should be written in Google Docs
1. Your password is Capital DSD and your lunch Code (DSD12341242)

Managing Terrible Credit

EQ - How can poor credit management impact your personal financial situation?

Lesson PowerPoint

1. Activator - Document Detective
1. Find the solutions to the 5 review key concept questions
2. Share your responses with a partner
3. Class Review
2. Discussion Question - Is this person using credit wisely?  How do you know?
3. TPS - Brainstorm 3-5 signals that show a person is getting into financial trouble with credit.
4. Discussion Question - What can a person do to improve a troubling financial situation?
5. Intro - Credit Counseling
1. What is credit counseling?
2. How does credit counseling work (Key activities)?
3. Where can you find assistance?
4. Muddy Points
6. TPS: Bankruptcy - 2 Forms
1. Foldable
1. Type of bankruptcy (Defined/What?)
2. How does it work?
3. Benefits?
4. Drawbacks?
7. Knowledge Check
1. Identify 7 warning signs that a person is in financial trouble.
2. Explain the 2 main activities of the CCCS?
3. Describe two options when declaring bankruptcy.
4. Why might it be easier for someone to obtain credit if they have filed Chapter 13 bankruptcy instead of Chapter 7 bankruptcy?  Support your answer with specific details from the entire Credit Unit.
5. Managing Debt - Credit decision making
8. Debriefing
9. Muddy Points

Dangers of Credit

EQ - How can poor credit management impact a person?

1. Activator - Video Clip
2. Setting a Purpose - Maxed Out Documentary
1. Review the EQ
2. What should we look for throughout the film?
3. TOD - List and explain the examples of poor credit management shown in the film and describe the impact poor credit management had on these individuals.

Credit Songs

EQ - How are credit scores determined?

1. Q & A Review
2. Quiz
3. Create a Credit Score Song
1. Include the following:
1. What is a good credit score?
2. Why is developing positive credit a good thing?
3. How can good credit be developed?
4. The 5 C's of Credit
5. Names of the 3 Major U.S. Credit Bureaus
6. Additional Information?
4. Individual Concept Review

YouTube Songs - F-R-E-E That Spells Free